Product Description

It’s easy to get a credit card-which means it’s just as easy to rack up a ton of debt. But paying off these debts doesn’t have to begin with a trip to the credit counselor. There are plenty of ways in which someone can lessen their debt on their own-they just need to learn how to break the vicious credit cycle. fastread Getting Out of Debt teaches just that.

If you’re tired of living from paycheck to paycheck, fastread Getting Out of Debt is the book for you. It shows:

The importance of creating and maintaining a budget

Ways to acquire additional income

How to keep credit card debt manageable

How to obtain, read, and understand a credit report

Most importantly, once that debt-free milestone is achieved, it shows how to avoid accruing debt again. Start paving the way toward financial security with the help of fastread Getting Out of Debt.

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step by step self help cd for
foreclosure, lower property tax, repair credit, shop for a mortgage, shop for a home.

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Inside Secrets from a Credit Industry Professional

There are a plethora of books out there promising to show consumers how to repair their credit. There is only one that explains how to establish credit, how to maintain and manage it, and, yes, how to fix it when it’s broken— The Insider’s Guide to Credit Repair.

This much-needed book is current, cohesive, and thorough. It begins with the basics-defining credit, explaining its value to consumers and businesses, and introducing the key parties that keep the process successfully operating—but then covers more complex topics, including credit laws, credit scoring, credit repair and identity theft. Most noteworthy and helpful are the short quizzes after each chapter, a comprehensive glossary, and a wide variety of sample letters.

The Insider’s Guide to Credit Repair is an engaging and thought-provoking discussion of consumer credit from an insider’s perspective—the author is a former instructor for one of the national credit-reporting agencies. The scope of the material is as vast as the author’s industry experience, accommodating the beginner trying to establish credit for the first time and more experienced consumers seeking greater knowledge of all aspects of credit.

K.E. Varner is a former instructor of customer-service personnel for Equifax, one of the three major credit-reporting agencies. During his tenure, he functioned as a subject matter expert in a number of high-level business projects, appeared in Federal court to help resolve consumer/credit-reporting agency conflict, and facilitated credit industry information to organizations such as the Atlanta Housing Authority.

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This book is designed for the approximately 3,250,000 consumers who are refused credit each year because of inaccurate, incomplete or out-of-date information in their credit files; the nearly 5,500,000 consumers who have filed bankruptcy in the past five years; and those who have been damaged by money problems.

This new edition addresses one of the leading credit concerns in the last 24 months: identity theft. Its prevention is a paramount concern, not only for consumers, but for their creditors as well. Resources and preventative information are given in detail.

A complete glossary and thorough index, as well as appendices of easy-to-use, blank, tear-out forms and sample letters completes this credit repair kit. All blank forms and letters will be included on the new CD-ROM.

About the Author

Brette McWhorter Sember is a retired attorney and mediator who handled bankruptcies and consumer law issues. She is the author of over 20 self-help books. Sember taught a course about credit for Barnes and Noble University and did mediation for the Better Business Bureau.

See all Editorial Reviews

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Turbo Credit is a patent-pending software program designed to challenge and dispute any negative items that appear on a credit report. Turbo Credit features the TurboDispute Generator which generates dispute documents for Transunion, Experian and Equifax in minutes.

Turbo Credit also includes TurboStop, an interactive software document that will legally stop the harrassing and annoying calls from the creditors.

Turbo Credit will help get the most up-to-date and current credit report possible that will also maximize and improve credit scores.

The Turbo Credit Advantage:
Empowers American consumers to manage their own credit in the privacy of their own home.

The Turbo Credit system is a similar system that financial, credit and debt professionals utilize for their professional fee-based services

Turbo Credit allows American consumers to personally manage their credit just as millions of Americans use software programs to manage their money, budget and personal finances

Turbo Credit provides the tools that can help consumers:

Lower interest rates and get approved for home loans, auto loans, credit cards, etc., while getting the accurate credit report they deserve by law

Challenge and dispute fraudulent and false information

Improve credit scores by helping to remove inaccurate and erroneous information such as late payments, collections, charge-offs, judgments, inquiries, etc . . .

Fight identity theft issues that appear on credit reports

Turbo Credit helps the law work for you!

It’s the law! Information must be accurate and verified before it is entered on credit reports!

If “reasonable procedures” have not been correctly followed by creditors or the credit reporting agencies, then any verified inaccuracies must be removed from their credit reports as defined in the Fair Credit Reporting Act (FCRA).

Turbo Credit helps protect American Consumers rights guaranteed by the FCRA.

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Just because you are the one being pursued doesn’t mean that you don’t have a way to make the bill collectors have to do their own due diligence. Moreover there are ways to protect your assets from creditors and ways to clear debts without filing bankruptcy. If it does ultimately turn to that, there are things you should know about bankruptcy and this book delves into these facts as well. Answering the questions should I declare bankruptcy, when should I declare bankruptcy, what is the difference between chapter 7 and chapter 13, as well as your attorney’s duties when filing these cases. While these may seem like things which are talked about ad nausea in the news and in other publications, The book breaks it down for you in way that is easy to understand and quick to follow on the fly.

Product Description

Complete video course on how to correct bad credit. You will learn: how to identify mistakes, tricks to increase your score quickly, how to contact the major credit agencies, what the scores mean and what is a desirable score, & how to “beat the system”. You can be on your way to a much better credit score within 4-6 weeks.

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These days, almost everyone is struggling with their credit record. How can you establish a new credit history legally? How can you repair the credit history you already have? Find out more with this easy-to-follow guide.

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“Your Credit = Your Life…” guides you to fix your credit and money management problems. It is an instructional book, written in layman’s terms with detailed descriptions. It covers all issues relating to your credit reports, Identity Theft, Collections, loan rates. It discusses the impact of personal relationships and guides in managing your money and credit throughout engagement, marriage, separation, divorce or numerous other obstacles that life throws your way. It provides solutions in overcoming credit and financial disasters and teaches you how to avoid lawsuits, judgments, bankruptcy, foreclosures, identity-theft/fraud or wage garnishments. It further educates you on how to reduce tax liabilities, remove collections, charge-offs and other severe entries from your credit file. It helps you regain your credit worthiness (ability to finance, get credit cards or obtain services using credit instead of advancing cash) and to save money. This comprehensive money and financial management book addresses issues from birth to death. Without credit we cant have financial wealth. It helps perform credit repair even immediately after Chapter 7 or 13 bankruptcies. This comprehensive, easy to read credit repair manual offers advice of insiders (experts of credit bureaus and creditors corporate offices) and true life experiences of large group of people. It offers solutions on repair damaged, broken or dented credit and helps you to gain the financial freedom you so richly deserve. The enclosed CD offers over one 100 pages of valuable advice, quick references, needed forms, letters and the skills to reestablish your credit.

After reestablishing credit, look for our other books including “Saving Your Money” and “Consumer Advocacy” to help increase money and knowledge wealth.