Product Description

Are you looking for a FRESH START?

More than five million consumers have filed bankruptcy in the last five years, and millions more have considered it because of their low credit score or what is on their credit report. Millions more have been refused credit because of inaccurate, incomplete, or out-of-date information in their credit files. Let The Complete Credit Repair Kit help you clean up your credit report, improve your credit score, lessen your debt, and cope with your financial difficulties. The Complete Credit Repair Kit will teach you how to quickly and easily get your finances back on track.

This new, easy-to-understand edition includes information on budgeting your money, obtaining your credit report, fixing your credit, and preventing identity theft. It explains everything you need to know to legally repair your credit, without confusing legalese.

This book includes a complete glossary as well as over 40 forms and letters you can use to repair your credit score. A CD-ROM is also included that contains all the blank forms and letters so readers can more easily utilize them.

LEARN HOW TO:

• Understand what your credit score means
• Read your credit report
• Negotiate with your creditors for lower payments
• Get changes made to your credit report

Includes READY-TO-GO FORMS with Step-by-Step Instructions

ESSENTIAL INFORMATION YOU NEED TO:

• Improve your credit score
• Lessen your debt
• Consolidate student loans
• Prevent identity theft
  

“From beginning to end, this book is packed with logical remedies for common, and some not-so-common, dilemmas.”
Suite101.com

“One of the easiest reading books on this subject.”
About.com

About the Author

Brette Sember, JD is a an attorney who practiced in NY state, handling consumer issues, and also mediated cases for the Better Business Bureau. She has taught classes about credit and debt, and written many articles about this subject.

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Product Description

Avoid bankruptcy, foreclosure, and identity theft

All the tools you need to build, rebuild, and maintain great credit

Need to clean up your credit? This up-to-date resource is packed with action plans for repairing a bad report, paying down debt, and repairing a bad credit report. You’ll discover how to dispute inaccurate information, communicate with collectors and creditors, set financial goals, and build a good credit history. You’ll also see how to avoid scams - and take action if you’re victimized.

Discover how to:

• Obtain and maintain your credit report

• Build new, strong credit

• Handle annoying collection calls

• Locate credit counseling

• Manage your finances wisely

From the Back Cover
Avoid bankruptcy, foreclosure, and identity theft

All the tools you need to build, rebuild, and maintain great credit

Need to clean up your credit? This up-to-date resource is packed with action plans for repairing a bad report, paying down debt, and repairing a bad credit report. You’ll discover how to dispute inaccurate information, communicate with collectors and creditors, set financial goals, and build a good credit history. You’ll also see how to avoid scams — and take action if you’re victimized.

Discover how to:

• Obtain and maintain your credit report

• Build new, strong credit

• Handle annoying collection calls

• Locate credit counseling

• Manage your finances wisely

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Product Description

This CD was edited word for word by the people who created the FICO score-Fair Isaac Corporation. This CD will help you establish, build, fix, improve, maintain and protect the three most important numbers to your financial health, your FICO score. With the most accurate and up to date information, you will learn in this CD the truth about credit scores, credit reports, how credit scores were developed, how your credit score is calculated, what the credit bureaus do, the do’s and don’ts of good credit health, when ‘good advice’ can be very bad and much more… You’ll also learn how to get your real free credit report and avoid bogus “free” reports, how to stop unsolicited offers, how to freeze access to your credit report, how to dispute inaccurate reported information, how to place fraud alerts, when to order Rapid Rescoring, how to make the best use of the Deduping Period. The CD is divided into chapters so you can learn at your own pace and apply the lessons learned immediately.

Producer: Nabil Captan
Director: James Becket Award Winning Director
Narrator: Ginny Ferguson Nationally Renowned Credit Expert

Every savvy consumer needs this inside information on FICO scoring
Craig Watts, Fair Isaac Corporation- The creator of FICO scores.

This program is sure to bring awareness and understanding of credit and credit scoring to an entirely new level”
Mark F. Catone, Senior Vice President, First American Title, CREDCO

I dont wish for any Real Estate or a mortgage professional to be discussing the subject of credit with a client who has seen this DVD and he or she hasnt
Shay Tengan, First American Title

From Library Journal

Many Americans, we are told, are loaded with personal debts. While paying them may be burdensome enough, not paying will register you with one of three main (secretive) credit bureaus. Getting your name cleared from these outfits may take some doing if things don’t go smoothly. Bierman, a credit consultant, and Wice, a freelance writer, show how to get your credit reports, read them (jargon reigns here too), and repair them. Practical step-by-step routines are outlined and valuable sample letters scattered throughout, with the caveat not to copy them precisely or the credit bureaus will suspect that you are being coached. Appendixes citing all the relevant laws fill a third of the book. Surely this will be both a useful addition to public libraries and probably an item to be kept behind the desk.
- Alex Wenner, Indiana Univ. Libs., Bloomington
Copyright 1994 Reed Business Information, Inc.
–This text refers to an out of print or unavailable edition of this title.


From Booklist

Anyone who has ever been turned down for a loan as well as anyone with an extensive credit history should read this guide. It spells out clearly and succinctly how to obtain copies of your credit report, how to read different bureaus’ reports, and how to fix what’s wrong. Sample letters are given throughout each stage, from writing credit bureaus for your complimentary annual report to writing a cease-communication letter to collection agencies. A multitude of appendixes give everything from credit-bureau addresses to simple explanations of such complex pieces of legislation as the Consumer Credit Protection Act and the Fair Credit Billing Act. With this guide in hand, reading your credit report and correcting errors will never again seem like impossible tasks. Caroline Andrew
–This text refers to an out of print or unavailable edition of this title.

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Product Description

In today’s world, good credit is important. This kit will show you how to repair or establish credit as well as teach you how to set goals for yourself and how to achieve them. With a little work, your credit report can be spotless!

Product Description

Insider secrets that can improve your credit score

These days, maintaining a good credit report and FICO score is critical. This insider guide reveals how the FICO score is calculated—and lets you in on how to manipulate it. Dirty Little Secrets from the Credit Bureaus offers you little-known strategies for improving credit scores and making a credit report look attractive to lenders. Credit experts from well-known companies show you the best way to communicate effectively with the three major credit bureaus to make corrections and update information. Plus, it reveals how you can get bad information legally removed from credit reports.

About the Author

McGraw-Hill authors represent the leading experts in their fields and are dedicated to improving the lives, careers, and interests of readers worldwide

Product Description

The Credit Repair Service Business Plan is a comprehensive document that you can use for raising capital from a bank or an investor. This document has fully automated 3 year financials, complete industry research, and a fully automated table of contents. The template also features full documentation that will help you through the business planning process. This is a full and complete business plan with original research, financial models, and marketing/advertising plans that are specific for a Credit Repair Service. Since 2005, BizPlanDB and its parent company have helped raise more than $100,000,000 through its developed plans.

Product Description

Written by a former debt collector, this credit repair book covers many aspects of credit restoration, including how to legally remove any adverse credit from a consumer credit report, how to negotiate debt, how to prevent and recover from identity theft, the secrets to raising a credit score, and more. Remove judgments, liens, late payments, bankruptcies, collection accounts, inquiries, charge-offs, repossessions, and foreclosures. Learn how to negotiate like a pro, reducing credit card and other unsecured debt to a fraction of what you owe!

From the Publisher

Dana Neal knows first hand the consequences of bad credit - how a financial setback can leave you unable to buy a house or car, rent an apartment, get insurance or even land a job. But the former collection agency insider also knows that flawless credit is in everyone’s reach. In easy-to-understand terms, the author explains how the credit game is played, the roles of the various players, and the ways in which the credit industry stacks the odds against consumers He then presents a straightforward, no-nonsense plan to show you how to win the credit game by getting others to play by your rules!

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