Product Description

This incredibly informative and timely DVD explains what credit is, how credit scores are calculated, how to obtain your free credit report, how to spot and fix mistakes in your credit report and, perhaps most importantly, simple steps you can take to improve your credit score whether your score is in the 400s, 500s, 600s or even 700s or if you have no credit history at all!

The DVD was written and produced by two attorneys with years of experience advising clients on credit issues. Learn how to negotiate with creditors, payoff bad debt, make decisions regarding refinancing your mortgage and other valuable information that may help you save hundreds of dollars each month and thousand of dollars over your lifetime.

Your credit score is very important for the following reasons: Employers will check your credit score before hiring you. Banks, car dealers, mortgage lenders and insurance companies all rely on your credit score when making decisions that greatly affect your life. And did you know that Credit card companies will raise your interest rate when your credit score drops, even if you never miss a payment?

YOU ARE NOT ALONE. It is estimated that millions of Americans have lower credit scores than they should. But now, you can do something about it. THIS DVD WILL SHOW YOU HOW. This DVD teaches you exactly what the Credit Repair Companies charge hundreds or even thousands of dollars to do: write letters to the Credit Reporting Agencies to have incorrect and outdated information removed from your credit report. After watching the DVD you will log into our website, answer a few questions and instantly the letters you need will be customized for you so that you can just, click print and mail them. It’s that easy!

Product Description

Inside Secrets from a Credit Industry Professional

There are a plethora of books out there promising to show consumers how to repair their credit. There is only one that explains how to establish credit, how to maintain and manage it, and, yes, how to fix it when it’s broken— The Insider’s Guide to Credit Repair.

This much-needed book is current, cohesive, and thorough. It begins with the basics-defining credit, explaining its value to consumers and businesses, and introducing the key parties that keep the process successfully operating—but then covers more complex topics, including credit laws, credit scoring, credit repair and identity theft. Most noteworthy and helpful are the short quizzes after each chapter, a comprehensive glossary, and a wide variety of sample letters.

The Insider’s Guide to Credit Repair is an engaging and thought-provoking discussion of consumer credit from an insider’s perspective—the author is a former instructor for one of the national credit-reporting agencies. The scope of the material is as vast as the author’s industry experience, accommodating the beginner trying to establish credit for the first time and more experienced consumers seeking greater knowledge of all aspects of credit.

K.E. Varner is a former instructor of customer-service personnel for Equifax, one of the three major credit-reporting agencies. During his tenure, he functioned as a subject matter expert in a number of high-level business projects, appeared in Federal court to help resolve consumer/credit-reporting agency conflict, and facilitated credit industry information to organizations such as the Atlanta Housing Authority.

Product Description

American Express, Visa, MasterCard, and Citibank cards are just a few of the cards offered online. Millions of people everyday applies for credit cards not realizing what they are getting into until it is too late. Credit cards a plastic coated cards offered by credit card companies. Nowadays, companies offering credit cards are engaging in swindles to take the cardholders for a ride. Therefore, it makes sense to read all you can before applying for a major credit card. In this guide, we are going to learn about APR, grace periods, defaults, late fees, finance charges, credit cards and much more to help you begin your journey to find the right card. We can start by reviewing American Express and what the cards offer.

Product Description

Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to:

• Take charge of your credit
• Get help from credit counselors
• Request copies of your credit report
• Know how to interpret your credit report and credit score
• Avoid foreclosure
• Communicate with collectors, lawyers, and the courts
• Manage medical debt
• Safe-guard your identity

Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2^nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity.

From the Back Cover
Avoid bankruptcy, foreclosure, and identity theft

All the tools you need to build, rebuild, and maintain great credit

Need to clean up your credit? This up-to-date resource is packed with action plans for repairing a bad report, paying down debt, and repairing a bad credit report. You’ll discover how to dispute inaccurate information, communicate with collectors and creditors, set financial goals, and build a good credit history. You’ll also see how to avoid scams — and take action if you’re victimized.

Discover how to:

• Obtain and maintain your credit report

• Build new, strong credit

• Handle annoying collection calls

• Locate credit counseling

• Manage your finances wisely

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Product Description

Credit Repair Kit will help you gain control of your finances. Learn how to maintain your money and watch it grow. Credit Repair Kit gives expert advice on how to repair and rebuild your credit. Learn the secrets of maintaining good credit and repairing bad credit. Eliminate the problems that can damage your credit history.

Product Description

You are not alone….
Over 1.5 million people filed bankruptcy in 2003
You have legal rights
You can do it yourself-avoid high legal fees
Nobody’s credit is too bad to repair!

Product Description

Credit Repair Sftware,Repair/Restore/Rebuild Negative Credit

Product Description

Your credit score affects every aspect of your financial life including qualifying for loans and mortgages, low interest rates, housing, employment opportunities, and even insurance premiums. Millions of Americans have negative, inaccurate, and unverifiable information on their credit report. Repairing your credit profile is one of the most important financial decisions you can make. You re about to take the important step of taking control of your credit! If you re like the average American, having improved credit will save you thousands of dollars on your loans and credit cards. You do not need a credit repair clinic. Save the money. Everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost using the plan in this new book. There are federal laws in place to make sure that you can repair problems on your credit report and increase your credit score. These laws are found in the Fair Credit Reporting Act. This book will show you how to use your legal rights to increase your credit score. You will learn how to remove questionable items from YOUR credit reports, including: late payments, collections, judgments, liens, charge offs, bankruptcies, foreclosures, repossessions, and identity fraud. This new book will be your road map to credit repair information, and give you tips on how to maintain a stronger credit profile, repair bad credit, improve credit scores, and correct personal information.

Amazon.com Review

You might think, as I once did, that a bad credit record is nearly impossible to overcome. But, the fact is there are ways to repair your credit after personal problems have caused you to mess it up or some calamity has made it impossible for you to pay your bills on time or even to pay them at all. This aptly named book takes a methodical and thorough approach, with step-by-step instructions and advice to fix even the worst credit record in the shortest possible time. If you have serious credit problems, you need this book.
–This text refers to an out of print or unavailable edition of this title.


Review

“A helpful guide for people who have sunk into debt, the book offers ideas for setting up a budget and repairing credit history.” (Washington Times )

“A high quality, do-it-yourself credit repair approach…” (Reuters )

“How do you distinguish genuinely helpful credit-repair professionals from scam artists? Ask… for books such as Credit Repair.” (Chicago Sun-Times 20090301)

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